How would you react if you were driving a car without insurance in Nashville? Or if you were caught with drugs? What do the police have to do with your driving without insurance?
Insurance is mandatory in Tennessee, and it protects you from having to pay out of pocket for medical or accident expenses. It covers everything that's unforeseeable and ensures that everyone can pay for their expenses as long as they have insurance. It's not just a payment to the insurance company, but a payment to everyone who may be involved in an accident. In addition, it protects your possessions from theft.
Unfortunately, there are many people who don't have insurance in Nashville. Those who don't have insurance usually have a spotty driving record, and are more likely to get caught without insurance than other drivers.
Why might people in Nashville drive without insurance? It's hard to say, as most people do not report accidents. But if you're in Nashville and think you may be a victim of insurance fraud, you can get free legal advice at a Nashville criminal defense law firm.
In Tennessee, driving without insurance is a class B misdemeanor, punishable by jail time and a fine. Driving without insurance is illegal in all states. In Tennessee, however, it is illegal for anyone under the age of eighteen to be without insurance. A driver can be prosecuted for driving without insurance even if he's eighteen, because he has committed a serious crime.
It's illegal to lie on your insurance application. It's also illegal to commit insurance fraud. When a driver is caught committing insurance fraud, he can be sentenced to jail and a hefty fine. Fraudulent insurance claims, and other crimes related to insurance policies, can result in jail time and heavy fines.
To keep yourself from being prosecuted for insurance fraud, keep a good driving record and avoid tickets and citations. Tennessee law makes it a crime to drive while uninsured, but it's not a crime to be uninsured. It's illegal to misrepresent the insurance status on any document.
A lawyer in Nashville can help drivers figure out whether they can get a defense based on insurance fraud, or whether the motorist has a valid claim. For example, does the person need to show that he didn't know he had an insurance policy?
Other types of defenses are based on assumptions about the insurance carrier and the risk factors for which they insure. For example, if a motorist is assigned to a higher risk driver, he should bring this up during a court hearing. The insurance company may consider this fraudulent, and the insurance may be canceled.
Another type of defense is based on errors made by the insurance company about how often they make auto insurance claims fraudulently. For example, if the claims were not processed properly, or if they weren't verified properly, the insurance company could lose its protection from claims.
Driver's license suspensions may be possible if it's determined that a driver is driving without insurance. An insurer has no obligation to pay for damages to another person or the cars of accident victims. But, an insurer can recover its losses if it's found to have made a mistake, such as changing a car accident victim's automobile insurance information.
Ifyou believe you've been involved in insurance fraud, it's wise to contact a Nashville criminal defense lawyer as soon as possible. Criminal defense lawyers will work for you in court if you're accused of a crime. Fraudulent insurance claims and other crimes can occur anywhere and anytime, and those who commit them should be prosecuted.